Florida's Premier Property & Commercial Insurance Agency
What We Offer
We specialize in property and commercial insurance nationwide — with deep roots in Florida and access to dozens of top-rated carriers to find you the best rate.
Protect your home, belongings, and liability from fire, storm, theft, and more with coverage tailored to Florida's unique risks.
Learn more →Standard homeowners policies don't cover floods. We place NFIP and private flood coverage to fill that critical gap.
Learn more →Fill the gap between your building's master policy and your unit. Coverage for belongings, improvements, and personal liability.
Learn more →Protect your business buildings, equipment, and income. We cover commercial property risks for Florida companies of all sizes.
Learn more →Competitive workers comp rates for Florida businesses in any industry. Stay compliant and protect your team from day one.
Learn more →Coverage for homes and commercial structures under construction — protecting the project from groundbreak to completion.
Learn more →Industries We Specialize In
Deep expertise across the industries we serve most — each with the coverages, Florida-specific rules, and carrier markets that fit. Tap any industry for the details.
Coverage built for small fleets — 2 to 20 power units.
View coverage › 🏗️GCs, subs, and trades — built for Florida's WC and X-Mod rules.
View coverage › 🏪Shops, storefronts, and owner-operated businesses.
View coverage › 🍽️Restaurants, bars, cafes, food trucks, and caterers.
View coverage › 🏢Landlords, apartments, HOAs, and property managers.
View coverage › 🔧Repair, body, detailing, towing, and dealers.
View coverage › 💆Salons, spas, med-spas, gyms, and studios.
View coverage › 💼Consultants, agencies, tech, and offices.
View coverage › 🏨Hotels, venues, caterers, and event planners.
View coverage › 🏭Light manufacturing, distribution, and warehousing.
View coverage › 🏆Youth and adult leagues, tournaments, and facilities.
View coverage › 🌳Lawn, tree, pool, cleaning, and pest control.
View coverage › 🏬LRO, office, retail, industrial, and owner-occupied.
View coverage ›Our Process
Call or fill out our quick form. One conversation covers your property or business needs in full.
Already insured? We review your existing documents to find gaps, exclusions, and overpayments — at no cost.
We compare 50+ carriers focused on your specific risks — right protection first, not just the lowest price.
We walk you through every option — what's covered, what's not. You leave with a policy that genuinely protects you. No gaps, no surprises.
Renewals, endorsements, claims guidance, and annual reviews — we stay with you long after placement.
Happy Clients
"Unity First saved us hundreds of dollars on our homeowners policy and found us better coverage. Their team is incredibly responsive and professional."— Maria S., Sarasota, FL
"I've been a client for over 12 years. They always go above and beyond to make sure I'm getting the best rate. Truly an agency that cares about its customers."— James R., Brandon, FL
"They handled my workers comp and commercial auto for my business. The process was seamless and they were very knowledgeable about what my business needed."— David T., Sarasota, FL
