GCs, subs, and trades — built for Florida's WC and X-Mod rules.
Industry Specialists
Florida's workers' comp and X-Mod rules are unforgiving for contractors. We know them cold and build a program that keeps you compliant, competitive, and protected at audit.
Required at your first employee for construction trades in Florida.
Third-party injury and property damage, with completed-operations.
Inland marine for the gear that travels job to job.
Trucks, trailers, and hired/non-owned drivers.
Coverage for the project from groundbreak to completion.
Extra limits when GCs and contracts demand them.
General contractors, specialty trades (plumbing, electrical, HVAC, roofing), and artisan contractors.
As an independent agency we shop 50+ top-rated carriers to build the right package at the right price — no obligation.