Licensed in All 50 States · Headquartered in Florida 📞 (813) 803-5036
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🏢 Real Estate & Habitational

Landlords, apartments, HOAs, and property managers.

Industry Specialists

Real Estate & Habitational Insurance

Florida habitational is a hard market, and the wind/flood split is where most policies fall short. We structure it correctly and make sure loss of rents is actually there.

Coverages We Place

Commercial Property

Written with the FL wind and flood coverage split out correctly.

General Liability

Premises and tenant-related injury.

Loss of Rents / Business Income

Income protection when a unit is unrentable.

Flood

NFIP and private flood to fill the gap.

HOA Directors & Officers

Protects board members personally.

Umbrella

Higher limits for larger portfolios.

Gaps We Make Sure You're Covered For

Who this is for

Residential and mixed-use landlords, apartment owners, condo and homeowner associations, and property managers.

Let's protect your property.

As an independent agency we shop 50+ top-rated carriers to build the right package at the right price — no obligation.

Get a Quote 📞 (813) 803-5036