Licensed in All 50 States · Headquartered in Florida 📞 (813) 803-5036
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🏬 Commercial Buildings

LRO, office, retail, industrial, and owner-occupied.

Industry Specialists

Commercial Buildings Insurance

Whether you lease to tenants or occupy the building yourself, the right values and wind/flood structure keep you out of a coinsurance penalty and a claim surprise. We make the submission painless.

Coverages We Place

Commercial Property

Replacement-cost values with wind and flood split out.

General Liability / Premises

Injury on your property.

Business Income / Loss of Rents

Income protection when space is unusable.

Flood

NFIP and private flood.

Ordinance & Law

Code-upgrade coverage for older buildings.

Equipment Breakdown

Building systems and mechanicals.

Gaps We Make Sure You're Covered For

Who this is for

Commercial building owners — lessor's-risk-only (leased to tenants), owner-occupied businesses, office and retail strip centers, and warehouses.

What we need to quote you fast

  • Property address(es) + occupancy of each space
  • Year built
  • Square footage
  • Construction type (frame / masonry / fire-resistive)
  • Roof type & roof year (wind-mitigation form)
  • Number of stories
  • Roof / electrical / plumbing / HVAC update years
  • Sprinklers, alarm & fire-station distance
  • Building + contents replacement-cost values
  • Occupancy / vacancy %
  • Loss-of-rents / business-income figure
  • Prior 5-year loss runs

Let's protect your building.

As an independent agency we shop 50+ top-rated carriers to build the right package at the right price — no obligation.

Get a Quote 📞 (813) 803-5036